Healthy Business Alliance

Money Saving Solutions for Healthcare and Benefits Administration

 
To benefit our members, the Dunwoody Chamber of Commerce participates in the Healthy Business Alliance®, which is a statewide program with over 140 Chambers serving more than 150 Georgia counties and communities throughout Georgia. By using large group buying power to negotiate advantages on group products, many include discounted premiums. Products and services are made available through well-known companies and are sold through local insurance agents.
 
Health Insurance – Just because the Affordable Care Act does not permit premium discounts on health insurance doesn’t mean you can’t get the best price available in the marketplace. Local insurance brokers working in concert with your Chamber’s Healthy Business Alliance® program provide access to a choice of top insurance carriers for groups, individuals, and seniors.
  • For Employer Groups:
    • Fully-insured plans are available from United Healthcare of Georgia, Humana, Kaiser Permanente, & Assurant. Plans available to businesses with two or more employees.
    • Cost-saving level funding plans from Humana, Assurant, Starmark, Group Resources, Covenant Administrators, and IHC Group, in some cases for groups down to five employees
  • For Individuals and their families under age 65:
    • Assistance with enrollment in the Federally Facilitated Marketplace
    • Private plans from Aetna, Assurant, CoventryOne, Cigna, HumanaOne, Kaiser Permanente, UnitedHealthOne
    • Individual dental, vision, short-term medical, life insurance, long-term care, and pet insurance
  • For Seniors:
    • Piedmont/Wellstar, Aetna, Cigna HealthSpring, Care Improvement Plus, Humana, UnitedHealthcare, Continental Life, Standard Life & Accident, Bankers Fidelity, Coventry
    • Individual dental, vision, short-term medical, life insurance, long-term care
 

Innovative, Self-Funded Group Health Insurance – Exclusive offering for groups with 50 – 2,000 employees

APOLLO HEALTHCARE

  • WellCap – A unique design that combines the safety of fully insured with the direct savings opportunity of Self-Funding
  • Powerful, Positive & Effective Wellness Engagement
  • Exclusive wellness incentive for Chamber members

Voluntary Benefits at Work, a purchasing alliance solution

  • Benefits tailored to the individual financial and lifestyle needs of each employee
  • Employees can choose the benefits they want, at no cost to the employer
  • Carriers include (but are not limited to) Allstate, Colonial, Humana, AFLAC, Transamerica, Lincoln, Companion Life, Assurity, Assurant, Unum, MetLife, ING
  • Guaranteed issue voluntary benefits for employers with five or more employees – life insurance, disability, cancer, critical illness

Group and Voluntary Dental, Term Life Insurance, Vision Care, Disability Income Protection

  • UnitedHealthcare of Georgia offers a 5% discount on group and voluntary plans. They also offer administrative savings of up to $7.00/enrolled employee/month if bundled with medical for groups of 2-99.
  • Companion Life Insurance Company
    • Special savings of 5%-10%, depending on group size and other factors.
  • Principal Financial Group
    • Chamber members receive 10%-30% discount for individual disability insurance for individuals and business owners, depending upon product chosen and other factors.
    • Business succession planning – Informal business valuations and buy/sell reviews, retirement income planning
    • Products include individual, overhead expense, buy-out, loan protection, and key person policies.
  • Union Central Life Insurance Company gives qualified member businesses discounts of 15% or more for disability overhead expense protection, with a tax-deductible premium
  • Avesis Incorporated offers a 10% discount on vision plans.
  • CT Group offers a 10% discount on Group and Voluntary Term Life and Group and Voluntary Short Term Disability and Intermediate Disability for businesses with 2-9 enrolled employees.
  • Delta Dental gives chamber members a 6% rate discount on employer-paid plans, with no waiting period and a two year rate guarantee. Must have a minimum of five employees to participate.

Health and Lifestyle Products for individuals, seniors and groups

  • freshbenies – 24/7 call a doctor service, advocacy, wellness support & health discounts… all in one easy-to-use card groups (freshbenies is not insurance nor is it intended to replace insurance).
  • VPI Pet Insurance - Pet insurance plans for every budget
  • LegalShield – individual plans and plans for small businesses, providing legal protection by a team of dedicated attorneys.

Health Savings Accounts - Special banking accounts to coordinate with HSA qualified High Deductible Health Plans

  • HSA Bank
    • Lower account minimums and lower monthly fees for Chamber business and individual members
    • No charge for Chamber members for paper statements and no minimum balance required to invest, no fees to invest

Integrated Payroll Platform – Combines Traditional Payroll capabilities with Fully Integrated Time & Attendance, 401K, HR and Benefits Administration components

  • Netchex – Special pricing for Chamber members
    • Prepares you for current and future HealthCare Reform reporting requirements including:
      • W-2 Reporting Changes, Insurance Exchanges
      • Means Testing for Subsidies, Cadillac Tax
    • Section 125 and COBRA Compliance
    • 401K Administration, Total Compensation Statements

Travel Medical and Trip Cancellation Insurance

  • Seven Corners offers low priced coverage for individuals of all ages, families and groups.

 

For more information, contact your local insurance agent, the Dunwoody Chamber of Commerce, or Brett LaTourette of Purchasing Alliance Solutions, Inc., the company that developed the Healthy Business Alliance® program for Chamber members, at 800-782-8254 or at blatourette@purchasingalliance.com
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